TAXES

While everyone is preparing to enjoy the Holiday Season I am sitting here thinking about Taxes. Yep we are coming up on that time of year again. So you better start preparing yourself now. Remember there are things you can all year long to help with your tax deductions. Right now especially during this time of year you can give. Get your donations out there and of course record your information. You are not only helping others but you get a break on the taxes. Nothing wrong with that.

Black Friday

I have to say that there is no deal worth losing your life over. But more than that. Retailers are not just worried about one day. They want you to come into their business throughout the entire holiday season. So don’t think that the deals you see for Black Friday won’t be available at some other time.

They say that the deals they offer are the best. But in reality you can get better deals in the last 48 hours before Christmas, and of course the days after Christmas. This is because they need to clear out inventory, making a profit is less of a concern at this point. If you carry over too much inventory it can hurt your bottom line.

For me I choose to not participate in this ridiculous. I refuse to let corporate america and the marketing mania sway my decision making process.

Before you even get to December you should have your holiday spending budget all planned out. This will keep you from straying and still be able to get all the gifts you want for people without going into debt.

Remember this is the hoiliday season and the reason for the season is not debt and not blowing the budget. Keep a clear head and you will make it through the season just fine and feel better about making it without screwing up your financial plans.